Chapter 13 bankruptcy can help you completely eliminate your debt. Find out if its right for you.



	FILING BANKRUPTCY

	CHAPTER 7 BASICS

	CHAPTER 13 BASICS

	FREE DEBT EVALUATION

	BANKRUPTCY VIDEOS

	BANKRUPTCY BLOG

	BANKRUPTCY FAQ'S

	BANKRUPTCY RESOURCES

	CLIENT TESTIMONIALS

	CONTACT US

SITE MAP

Chapter 13 Bankruptcy Checklist

Chapter 13 Bankruptcy was designed to enable individual debtors the option of applying a percentage of their future earnings to a portion of their current debts over an extended period of time. Chapter 13 authorizes the wage earner to keep the property (like your home and car) while consolidating and reorganizing debt, allowing the debtor a reasonable opportunity to arrange installment-payments of what is owed out of future income. The debtor is protected from creditors by an "automatic stay" (an injunction against the continuance of any action by any creditor against the debtor or the debtor's property) while the plan for repayment is developed and carried out. Debtors who file for Chapter 13 Bankruptcy agree to pay some portion of their debts over a three to five year period.

In order to qualify certain documentation and information must be provided to the attorneys at Second Start before the filing of your case.

Copies of your state and federal tax returns for the past two years.
Copies of the last six months of pay stubs, proof of income, or profit and loss statement for both filing and non-filing spouse.
Copies of all leases.
Copies of all rental agreements with tenants.
Affidavits from anyone providing monthly support payments.
Copies of any divorce judgments or documents providing for domestic support or child support obligations.

Stop Foreclosure | Debt Consolidation | Firm Overview | Attorneys Profiles | Contact Us

At the Second Start, PLLC law firm, we represent clients Nationwide with headquarters in Michigan and Illinois.

We represent clients throughout Michigan, primarily focused in the metro Detroit area including Alcona County, Alger County, Allegan County, alpena County, antrim County, Arenac County, Baraga County, Barry County, Bay County, Benzie County, Berrien County, Branch County, Calhoun County, CaSs County, Charlevoix County, Cheboyban County, Chippewa County, Claire County, Clinton County, Crawford County, Delta County, Dickinson County, Eaton County, Emmet County, Genesee County, Gladmin County, Gogebic County, Grand Traverse County, Gratiot county, Hillsdale County, Houghton County, Huron County, Ingham County, Ionia County, Iosco County, Iron County, Isabella County, Jackson County, Kalamazoo County, Kalkaska County, Kent County, Keweeenaw County, Lake, County, Lapeer County, Leelanau County, Lenawee County, Livingston County, Luce County, Mackinac County, Macomb County, Manistee County, Marquette County, Mason County, Mecosta County, Menominee County, Midland County, Missaukee County, Monroe County, Montcalm County, Montmorency County, Muskegon County, Newaygo County, Oakland County, Oceana County, Ogemaw County, Ontonagon County, Osceloa County, Oscoda County, Otsego County, Ottawa County, Presque Isle County, Roscommon County, Saginaw County, Saint Clair County, Saint Joseph, Sanilac County, Schoolcraft County, Shiawassee County, Tuscola County, Van Buren County, Washtenaw County, Wayne County, Wexford County.

Illinois, including Chicago, Aurora, Berwyn, Evergreen Park, Galesburg, Gurnee, Homewood, Joliet, Lisle, Naperville, Schaumburg, Waukegan, and all cities within Cook County, DuPage County, Knox County, Lake County, and Will County.

This may be considered an advertisement or advertising material under the Rules of Professional Conduct. This web site is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client professional relationship.